Top Rutter Alternatives [2024]

In 2024, it’s more crucial than ever for B2B SaaS companies to offer native integrations with customers’ key business tools.

If you’re a fintech company, Rutter might have come up as an option to fuel your integration efforts. But there could be other alternatives that suit your needs better. Let’s take a look at these in this article:

1. Nango

Nango (yep, that’s us ☺️) is a comprehensive integrations platform.

With 4,800+ GitHub stars, Nango is one of the most popular open-source integrations platforms. More than 300 B2B SaaS companies, from enterprises to hip startups, use Nango in production.

Compared with Rutter, Nango goes beyond the fintech vertical and supports a lot more integrations. Nango’s key features include:

• Pre-built integrations for 250+ APIs, covering the most common commerce and accounting tools and many more categories
• Extensible by design and built for developers
• Pre-configured setup for each API that does 95% of the heavy lifting
• Robust 2-way sync infrastructure that scales with you

How does Nango compare to Rutter?

In comparison to Rutter, Nango offers a more flexible platform with more pre-built integrations across more categories. While Rutter was mostly built with fintechs in mind, Nango was built for B2B companies in general.

Why do companies choose Nango?

Here are some of the reasons why many teams choose to go with Nango for building integrations:

• Unlimited Integration Possibilities: Nango provides complete flexibility in API integrations, allowing you to build and deploy any integration your customers need through a dev-first platform.
• Developer-First Approach: Development teams can maintain their focus on core product innovation rather than managing complex integration infrastructure. Nango offers: end to end type safety, a modern code-first architecture, and reduced maintenance overhead.
• Comprehensive Support Framework: Nango’s service goes beyond standard technical assistance to include:
  • Enterprise API expertise
  • Sandbox access
  • Marketplace listing guidance
  • Custom API template development
• Flexible Deployment Options: Nango supports enterprise security requirements through both a SOC2 compliant cloud-hosted solution and a self-hosted option.

2. Apideck

Apideck is another unified API provider that offers a unified CRM API, unified Accounting API, and unified HRIS API. All integrations are entirely pre-built, which makes it quick to get started, but also limits the customizations developers can make. On top of offering a unified API, Apideck also has a marketplace feature and allows companies to build marketing pages for their integrations.

How does Apideck compare to Rutter?

Compared to Rutter, Apideck covers more API categories. However, Apideck does not support banking APIs and has fewer accounting APIs, which can be a limiting factor for fintech companies.

Why do companies choose Apideck?

There are a few reasons companies choose Apideck:

• Pre-Configured Integrations: Apideck provides ready-to-use unified APIs that can be deployed quickly and efficiently.
• Unified Data Structure: Through a unified data architecture, multiple API integrations are streamlined by merging common fields into a consolidated schema. While this standardization naturally limits field customization options, it can effectively serve some common use cases.
• White-Label Offering: The connection flow for each integration comes with minimal Apideck branding.

3. Codat

Codat is a unified API platform tailored for fintech companies, similar to Rutter. It offers you the ability to integrate with accounting, banking, and commerce tools.

How does Codat compare to Rutter?

Compared to Rutter, Codat supports less API integrations, but does cater to more file and data types that are commonly seen in banking and finance.

Why do companies choose Codat?

Companies choose Codat for several reasons:

• Pre-Built APIs for Use Cases: With unified APIs purpose-built for bank feeds, lending, etc., Codat offers an accessible solution for companies with specific use cases.
• Easy Access to Aggregated Financial Data: Codat offers companies the ability to aggregate financial data in a streamlined manner, covering a host of data and file types, without draining developer resources.

4. Building Integrations In-House

Even though a plethora of integrations solutions are available off the shelf, some teams still opt to build integrations in-house. Building in-house gives you full control and flexibility over your integrations, but it comes with many hidden costs that render it not the most ideal choice.

Pros of Building Integrations In-House

• No Constraints: You can (theoretically) build integrations with any API, with full control over the end-user experience. This enables you to tailor the solution to your team, product, and customer requirements.
• Future-Proofing: Without a third party tool in between, you can easily adapt to new APIs, evolving requirements, or the introduction of new product lines without being hindered by vendor lock-ins or limitations.

Cons of Building Integrations In-House

• Slow Development: Building new integrations from scratch internally often requires weeks or months of development time, even for experienced teams. The process involves navigating diverse authentication methods, varying API architectures, webhook implementations, and data sync mechanisms—making it challenging to accurately scope and execute integration projects.
• Underestimated Infrastructure Needs: You need to invest significant resources in developing and maintaining your own integration frameworks. These must handle multiple complex aspects like authentication, retries, rate limits, caching, and monitoring. This internal infrastructure requires constant updates to accommodate new APIs, consuming valuable development time and resources.
• High Maintenance Demand: It’s often the case that you will find yourself having to dedicate full-time resources to debugging and maintaining integrations. As breaking changes occur, new features are added, or when debugging transient issues becomes difficult due to limited observability, maintenance demands will inevitably increase.
• Missing Integrations Kill Deals: Missing integrations can prevent deals from closing, as many prospects view integrations as crucial to their workflow. Due to the bottlenecks that we have outlined above, you might find it difficult to prioritize between product features and the integrations necessary to secure enterprise clients.

Is Nango Right for You?

All of the alternatives pitched above have their own merits, but our (biased) opinion is that Nango could be a great alternative to Rutter. This is especially the case if:

• You’re looking to build integrations that go beyond banking and accounting tools right now or into the future.
• You care about a joyful developer experience that feels as if you were building in-house.
• You don’t want to get bogged down by maintaining and scaling integrations infrastructure.
• You want to have first class support from integrations experts who will go the extra mile.

To help you and your team pick the right integrations partner, we’ve published a handy checklist that you can follow when assessing every tool on your shortlist. Check it out here: How to find the best integrations partner.

Take a look at our integrations catalog and documentation to learn more about Nango. And if you have any questions or would like to schedule a product demo, feel free to talk to one of our experts.